In order to make sure that your General Liability policy includes coverage for your special events or fund raisers, you must notify your broker. Many General Liability policies can not provide coverage for special events and therefore you will need to purchase a separate Special Event Liability policy. Also make sure to notify your insurance broker if liquor will be sold / served at the event. If you hire independent contractors for the event, make sure that they carry their own General Liability coverage. Always obtain a Certificate of Insurance from independent contractors i.e. food service vendor, bartender, entertainment, valet parking, etc.