Employment Practice Liability

Employment Practice Liability

Most business owners are vulnerable in the day-to-day operations or their businesses and operations. Employment Practice Liability coverage is designed to protect employers against sexual harassment and discrimination type claims in the work place. Most policies are written on a claims made basis and require a deductible. There are various coverages and enhancements to these policies so make sure to adequately review the coverage form. There is no “standard” coverage form. There are several insurance carriers that will underwrite a combination policy that includes Directors & Officers Liability and Employment Practice Liability