One of the most overlooked insurance coverages is Cyber Liability. For any business or organization that has a website, you need to protect your operations from the impact of a data breach i.e. financial loss, business distraction, Loss of Customers and Damage to Reputation. Your standard General Liability, Property or Crime policies will not traditionally cover damage to or loss of intangible assets (data and systems) so there exists a significant gap in coverage, both in terms of exposure and because of the ever greater dependency on technology to be able to do business. Cyber Liability provides several coverage options including Copy Infringement, Personal Injury, Combined Content and Errors, Omissions & Negligent Acts Coverage.